The COVID 19 pandemic brought to light the importance of health insurance. The possibility of a sudden illness impacting almost anyone showed us why we need to buy coverage as soon as possible to stay prepared for the unforeseen. Keeping the situation in mind, IRDAI (Insurance Regulatory and Development Authority of India) launched two COVID 19 specific health insurance policies – the Corona Kavach Policy and Corona Rakshak Policy. The Corona Kavach Policy is indemnity-based insurance and Corona Rakshak Policy